SME Employee Benefits Packages

Medic SME

This is a simple and easy-to-sell Group Medical Insurance designed to provide medical benefits for small and medium sized organisation of fewer than 150 employees.

  • All eligible expenses are covered up to the limits of policy.
  • Medical Card facility for admission and discharge from panel hospitals and our Panel Clinics.
  • One common level of premium regardless of age, occupational class and gender
  • Max entry age is 65 years but renewable up to 70 years. Optional covers for Dependants.
  • Covers for Outpatient Cancer Treatment and Outpatient Kidney dialysis treatment.
  • Optional coverage for Clinical Benefits with four optional plans – for group size of more than 10 employees only.

Eligibility – all your active service employees and their dependants who are Malaysian and residing in Malaysia.

Age Limit – Employee and Spouse: 16 to 65 years and renewable up to 70 years (last birthday).

Child – 30 days to 23 years (last birthday) if still on full-time education and not gainfully employed.

Minimum Group size – Five active service employees for Hospitalisation & Surgical Plan. But for Clinical Plan, the group size is more than 10 active service employees.


The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Generali Insurance Malaysia Berhad or PIDM (visit www.pidm.gov.my)

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Benefits

The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Generali Insurance Malaysia Berhad or PIDM (visit www.pidm.gov.my)

The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Generali Life Insurance Malaysia Berhad or PIDM (visit www.pidm.gov.my)

Burglary

Pays for loss or damage of your property caused by burglary, armed robbery and theft including attempted theft.

Public Liability

Protects you against legal liability for third party bodily injury or property damage arising from your business.

Money

Compensates your loss of money in your premises or whilst in transit to and from the bank.

Group Personal Accident

Provides protection to you and your employees for bodily injury, death or permanent disablement caused by accidental means.

Burglary

Pays for loss or damage of your property caused by burglary, armed robbery and theft including attempted theft.

Public Liability

Protects you against legal liability for third party bodily injury or property damage arising from your business.

Money

Compensates your loss of money in your premises or whilst in transit to and from the bank.

Group Personal Accident

Provides protection to you and your employees for bodily injury, death or permanent disablement caused by accidental means.

What we do not cover

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Download policy documents here

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