SME Employee Benefits Packages

SME Life

Securing your employee when they need it most

Employees are a company’s most valuable asset in running a successful business. For a company to stay competitive in today’s market, it is important to offer a high quality workplace benefits package to attract and secure the most sought-after professionals.Make a difference to your valued employees by giving them high quality life protection in case of death or illness so you can continue to focus on running your business.

Benefits

The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Generali Insurance Malaysia Berhad or PIDM (visit www.pidm.gov.my)

The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Generali Life Insurance Malaysia Berhad or PIDM (visit www.pidm.gov.my)

High quality protection

SME Life offers a high quality protection to aid your employee and ease their financial burden should your employee be unable to work.

Tailor-made for different needs

In the event something unfortunate happens to your employee, SME Life offers high quality benefits that is tailor-made to cover your employee’s different needs from death to total and permanent disability, partial and permanent disability, terminal illness and funeral plus optional additional benefits including accidental dismemberment and death (ADD) benefit and critical illness (CI) benefit.

No Medical Underwriting

No Medical Underwriting requirement for full time “actively at work” employee.

Annual Renewable

The coverage for this product is 1 year and is renewable annually.

Burglary

Pays for loss or damage of your property caused by burglary, armed robbery and theft including attempted theft.

Public Liability

Protects you against legal liability for third party bodily injury or property damage arising from your business.

Money

Compensates your loss of money in your premises or whilst in transit to and from the bank.

Group Personal Accident

Provides protection to you and your employees for bodily injury, death or permanent disablement caused by accidental means.

High quality protection

SME Life offers a high quality protection to aid your employee and ease their financial burden should your employee be unable to work.

Tailor-made for different needs

In the event something unfortunate happens to your employee, SME Life offers high quality benefits that is tailor-made to cover your employee’s different needs from death to total and permanent disability, partial and permanent disability, terminal illness and funeral plus optional additional benefits including accidental dismemberment and death (ADD) benefit and critical illness (CI) benefit.

No Medical Underwriting

No Medical Underwriting requirement for full time “actively at work” employee.

Annual Renewable

The coverage for this product is 1 year and is renewable annually.

Burglary

Pays for loss or damage of your property caused by burglary, armed robbery and theft including attempted theft.

Public Liability

Protects you against legal liability for third party bodily injury or property damage arising from your business.

Money

Compensates your loss of money in your premises or whilst in transit to and from the bank.

Group Personal Accident

Provides protection to you and your employees for bodily injury, death or permanent disablement caused by accidental means.

What we do not cover

1. Suicide within 1 year from the issue date or a date of reinstatement (if any), whichever is later.
2. TPD resulting from intentionally self-inflicted injury; any act due to war, declared or not; or military, naval or air service for any country at war, declared or not.

**For the full list of exclusions, kindly refer to our brochure, available for download below.**

This product is not for you if...

Your age is 66 and above

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Download policy documents here

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