Customers:
Generali General Insurance
Generali Direct
Customer Portal
Generali Life Insurance
MyGenerali
Agents:
Omni AG
1. Employer’s Liability Insurance Policy indemnifies the Insured against liability at law to pay compensation and claimant’s costs and expenses in respect of injury to the Insured’s Employees for which he is liable and will in addition to pay all costs and expenses with the Company’s written consent.
2. An Employers' Liability at law for accidents to his employees can arise out of any of the following :-
a. His personal negligence.
b. His negligence in failing to exercise reasonable care in providing and maintaining suitable and safe plant.
c. His negligence in failing to exercise reasonable care in providing safe place of work.
d. His negligence in failing to exercise reasonable care in engaging suitable and competent employees.
e. Breach by employer of some duty laid on him by statute or regulation for safety of his employees.
Designed for owners of small and medium sized businesses (SME), the Multi Biz Protector Enhanced is a customisable and comprehensive insurance plan that covers key business risks.
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Most of the risk exposures are covered in this ‘one-stop’ package. There is no need to worry about what you may have missed out.
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Main classes of insurance are packaged into one product. One product, one expiry date, one insurer, making it easy to manage.
Especially for our customers, this package is priced competitively to cater to your needs.
Choice to extend additional insurance coverage for Inconvenience Allowance, Heavy Equipment, Machinery Breakdown, Goods in Transit and Products Liability.
The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Generali Insurance Malaysia Berhad or PIDM (visit www.pidm.gov.my)
• First payout benefit within 5 working days (applicable to physical damage caused by re or other insured perils only)
• Second payout benefit (up to 10% of claims payable for selected plans) upon receipt of full documents and claims verification
Complimentary coverage that includes Aircraft Damage, Earthquake, Explosion, Bush Lalang, Riot Strike Malicious Damage, and Damage by Falling Trees, covering up to 10% of total sum insured or a maximum of RM1,000,000
Provides full Construction All Risks and Third-Party Liability coverage with limit up to RM200,000 for Material Damage and RM100,000 for Third Party Liability.
Up to RM1,000 payout each on:
• Innkeeper’s liability (applicable to budget hotels, homestay, boarding house and rest house operator)
• Signboard / neon sign damage due to fire and windstorm
Cover the necessary extra costs of temporary repair and of expediting the permanent repair, replacement or reinstatement of property insured, up to RM10,000
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Complimentary built-in perils -Aircraft Damage, Earthquake, Explosion, Bush Lalang, Riot Strike Malicious Damage and damage by falling trees with sub-limit of 10% of total sum insured, up to maximum of RM1million
Enhance your coverage from loss or damage caused by other named perils and more.
