Customers:
Generali General Insurance
Generali Direct
Customer Portal
Generali Life Insurance
MyGenerali
Agents:
Omni AG
Contractor’s All Risks (CAR) Insurance provides coverage for construction related risk. This policy covers the contractor, employer, and subcontractors against any loss or damage to the building under construction, as well as third party liability arising out of the construction works.
The Contractor’s All Risk policy may include materials supplied by employer, equipment and machinery used during construction.
Duration of cover corresponds with the contract period which is stipulated in the Letter of Award.
For detailed information, please refer to:
Product disclosure sheet (Eng)
Product disclosure sheet (BM)
Erection All Risks (EAR) Insurance provides protection to contractors and employers against various risks associated with the installation and assembly of heavy machinery, industrial plants and structures.
The EAR Policy can covers the loss or damage to property, materials, equipment and other assets used during the installation process, as well as third party liability arising out of such activities.
Duration of cover corresponds with the contract period which is stipulated in the Letter of Award.
For detailed information, please refer to:
Product disclosure sheet (Eng)
Product disclosure sheet (BM)
Proposal Form
Policy wording
We insure your property against loss or damage by any unforeseen sudden and accidental cause arising from :
For detailed information, please refer to:
Product disclosure sheet (Eng)
Product disclosure sheet (BM)
Policy Wording
Machinery Breakdown provides coverage against financial losses resulting from sudden and unforeseen damage to machinery and equipment.
This coverage typically includes repair orreplacement costs resulting from the breakdown.
Machinery Breakdown policy coverage can bepurchased by businesses that rely heavily on machinery and equipment such as manufacturing plants, power plants and construction companies, among others.
For detailed information, please refer to:
Claim Form
Policy Wording
Machinery Breakdown loss of profits provides protection against financial loss resulting from the breakdown of machinery or equipment.
The policy also extends to include Additional Expenditure reasonably incurred to minimized the loss of Gross Profit.
For detailed information, please refer to:
Policy Wording
The Money Insurance Policy basically covers the following
Loss of money whilst in transit from the insured’s premises to bank and vice versa whilst accompanied by the insured’s authorised employees.
In respect of cover for salaries/wages, this continues until the monies insured are fully paid out to the insured’s employees.
Loss of money whilst the money is kept in a locked safe or strong room at insured's premises by forcible and violent entry upon the premises; as a result of robbery and/or hold up whilst in the premises.
Damage to the safe/strong room following forcible and violent entry upon the premises or as a result of a robbery or hold up is covered.
For detailed information, please refer to:
Product disclosure sheet (Eng)
Product disclosure sheet (BM)
Policy Wording
Claim Form
Breakage (scratches excluded) of any plate glass as a result of accident or misfortune. The policy pays the cost of any necessary boarding up pending replacement of the broken glass subject to the limit of the sum insured.
For detailed information, please refer to:
Product disclosure sheet (Eng)
Product disclosure sheet (BM)
Policy Wording
Storage Tank policy provides coverage against sudden and unforeseen physical losses or damages to storage tanks, primarily as bulk storage tanks such as palm oil tanks, fuel oil tanks chemicals and etc.
These tanks are susceptible to many forms of accident or extraneous damage which include impact damage, bursting, splitting, rupture collapse and leakage.
The policy can also extend to cover the loss of contents in the tanks.
For detailed information, please refer to:
Policy Wording
Designed for owners of small and medium sized businesses (SME), the Multi Biz Protector Enhanced is a customisable and comprehensive insurance plan that covers key business risks.
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Most of the risk exposures are covered in this ‘one-stop’ package. There is no need to worry about what you may have missed out.
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Main classes of insurance are packaged into one product. One product, one expiry date, one insurer, making it easy to manage.
Especially for our customers, this package is priced competitively to cater to your needs.
Choice to extend additional insurance coverage for Inconvenience Allowance, Heavy Equipment, Machinery Breakdown, Goods in Transit and Products Liability.
The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Generali Insurance Malaysia Berhad or PIDM (visit www.pidm.gov.my)
• First payout benefit within 5 working days (applicable to physical damage caused by re or other insured perils only)
• Second payout benefit (up to 10% of claims payable for selected plans) upon receipt of full documents and claims verification
Complimentary coverage that includes Aircraft Damage, Earthquake, Explosion, Bush Lalang, Riot Strike Malicious Damage, and Damage by Falling Trees, covering up to 10% of total sum insured or a maximum of RM1,000,000
Provides full Construction All Risks and Third-Party Liability coverage with limit up to RM200,000 for Material Damage and RM100,000 for Third Party Liability.
Up to RM1,000 payout each on:
• Innkeeper’s liability (applicable to budget hotels, homestay, boarding house and rest house operator)
• Signboard / neon sign damage due to fire and windstorm
Cover the necessary extra costs of temporary repair and of expediting the permanent repair, replacement or reinstatement of property insured, up to RM10,000
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Complimentary built-in perils -Aircraft Damage, Earthquake, Explosion, Bush Lalang, Riot Strike Malicious Damage and damage by falling trees with sub-limit of 10% of total sum insured, up to maximum of RM1million
Enhance your coverage from loss or damage caused by other named perils and more.
