Generali Group has fully acquired AXA Malaysia. Please be assured that our commitment remains and we will continue to honour existing policies. Find out more here.
Critical illness insurance is one of the insurance products that completes a person’s holistic insurance protection planning. Introducing CritiCover, a comprehensive critical illness plan for you that protects against almost all and any future illnesses¹. With this critical illness plan, your critical illness protection is complete!
¹Only available for Supreme plan.
xxx.
xxx.
xxx.
-(U091221).jpg)
Key benefits of CritiCover
The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Generali Insurance Malaysia Berhad or PIDM (visit www.pidm.gov.my)
The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Generali Life Insurance Malaysia Berhad or PIDM (visit www.pidm.gov.my)
PROTECTION BY PIDM ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS PRODUCT IS SUBJECT TO LIMITATIONS. Please refer to PIDM’s TIPS Brochure or contact Generali Life Insurance Malaysia Berhad or PIDM (visit www.pidm.gov.my)
Get your lump sum payment if you are diagnosed with any of the 194 critical illness conditions under Severity-Based Critical Illness Benefits and Special Critical Illness Benefits.
CritiCover Supreme allows simple claims to address any future unknown illnesses or unexpected accident. A lump sum of 50% of sum insured shall be payable if either one of the below events occurs: a. Admission to Intensive Care Unit (ICU) continuously for 8 days or more; or b. Not able to perform 2 out of 6 Activities of Daily Living (ADL).
Cancer, Heart Attack and Stroke are some of the most common causes of death for Malaysians² and we want to make sure you have double protection against these illnesses. If you are diagnosed with either one of these 3 illnesses, we will pay out an additional amount equivalent to the amount payable under Severity-Based Critical Illness Benefits for Cancer, Heart Attack or Stroke. ²Statistics on causes of death, Malaysia, 2021 - dosm.gov.my.
Get your lump sum payment if you are diagnosed with any of the 194 critical illness conditions under Severity-Based Critical Illness Benefits and Special Critical Illness Benefits.
Get your lump sum payment if you are diagnosed with any of the 194 critical illness conditions under Severity-Based Critical Illness Benefits and Special Critical Illness Benefits.
CritiCover Supreme allows simple claims to address any future unknown illnesses or unexpected accident. A lump sum of 50% of sum insured shall be payable if either one of the below events occurs: a. Admission to Intensive Care Unit (ICU) continuously for 8 days or more; or b. Not able to perform 2 out of 6 Activities of Daily Living (ADL).
Cancer, Heart Attack and Stroke are some of the most common causes of death for Malaysians² and we want to make sure you have double protection against these illnesses. If you are diagnosed with either one of these 3 illnesses, we will pay out an additional amount equivalent to the amount payable under Severity-Based Critical Illness Benefits for Cancer, Heart Attack or Stroke. ²Statistics on causes of death, Malaysia, 2021 - dosm.gov.my.
Enjoy hassle-free access to our extensive network of panel providers nationwide.
Covers up to RM500 for Room & Board with RM500,000 annual limit for coverage.
Enjoy coverage for certain pre-existing conditions after a waiting period. Contact us to find out more on this special coverage.
High annual limit of up to RM9,000,000 up to age 80.
Unlimited cover for emergency transportation and medical care to the nearest hospital.
Receive cash payout on top of other payouts from your medical or health insurance plans.
We make it as easy as possible for you to get protected.
Receive daily allowance up to RM150, maximum up to 30 days per policy year. Daily allowance payable as below:·
-RM50 if you are hospitalised due to an accident
-RM100 if you are hospitalised in intensive care unit
-RM150 if you are hospitalised in intensive care unit due to accident
Staying healthy is rewarding! Enjoy a lump sum reward up to RM60 at the end of each policy year if no claim has been made for that policy year.
Convenience when you need it the most. Get quick access to medical care by just presenting your online medical card for hospital admission.
Get yourself and your family protected with 5% premium discount, from as low as RM33 per month.
Get full reimbursement up to your annual limit to ensure full recovery.
Sign up now and enjoy comprehensive medical coverage until your golden years.
We will pay RM2,000 if during the period of insurance, you sustain bodily injury caused by an accident resulting directly and independently of any other cause within one year in death.
We will pay up to RM1,000 for the actual cost of purchasing wheelchair, artificial arm or leg and crutches if the medical equipment is recommended by your attending specialist, physician or surgeon to assist your mobility.
Only 1 simple health declaration is needed.
Enjoy discount of premium when you pay a fixed amount of hospitalization bills.
Choose from 4 plans, starting from RM31 per month.
Covers up to RM500 for Room & Board with RM500,000 annual limit for coverage.
Get your daily allowance of RM60 per day up to 60 days if you are admitted into government hospital. If you suffer from any disease that requires you to be admitted in an isolation ward of a government hospital, additional RM60 per day will be payable, up to 30 days.
This plan does not only provide you with health coverage, but also provides death coverage up to RM40,000 that will be payable to lessen the burden of your family if death happen due to Dengue Fever, Zika or during hospitalisation in an isolation ward.
You are able to enjoy premium discount if you decide to first pay the RM10,000 deductible on your medical expenses and we will reimburse the remaining medical expenses. Deductible amount of RM10,000 is available for Plan200 or Plan250.
Nowadays it is common to hear people undergoing angioplasty, having diabetes or being diagnosed with mental illnesses. As we are concerned for our customers’ wellbeing, additional 10% of sum insured will be payable for each of the following conditions:
1. Angioplasty and Other Invasive Treatments for Coronary Artery Disease
2. 4 covered Diabetic Related Diseases
3. 5 covered Mental Illnesses
You can claim multiple times for different critical illness or across different severity levels within the same or different critical illness category subject to maximum of 100% of the sum insured in total. With other additional benefits given, the total claim can reach up to 230% of the sum insured. Once a claim is admitted, no future claims can be made under the same or lower severity level of the same category.
We give you the flexibility in selecting your rider of Prime and Supreme plan to suit your financial planning. On top of that, you can also choose your rider coverage term from 4 options which are renewable up to age 100.
Enjoy more savings if you choose to pay your premium annually or if you choose the deductible option.
Get quick access to medical care by just presenting your online medical card for hospital admission.
There will be no reduction in your coverage eligibility up until age 80.
AXA AFFIN Life wishes to provide you a lifetime of coverage and thus it is necessary to have unlimited lifetime medical limit to support you up to age 100¹. Also, no lifetime limit for outpatient cancer treatment and kidney dialysis.¹ Terms and conditions apply.
Enjoy an increasing No-Claim Bonus up to a maximum of 20% discount on your insurance charges.
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla, ut commodo diam libero vitae erat. Aenean faucibus nibh et justo cursus id rutrum lorem imperdiet. Nunc ut sem vitae risus tristique posuere.
Opt for a deductible to enjoy further rebate on your insurance charges, if you or your employer decide to first pay a selected amount of your medical expenses while we will reimburse the remaining medical expenses. There are 5 deductible options, the higher the deductible amount, the higher the discount on your insurance charges.
Lorem ipsum dolor sit amet, consectetur adipiscing elit.
1. Any illness or surgery other than diagnosis of or surgery for a Critical Illness Event as defined in the Critical Illness Table;
2. The signs or symptoms of the Critical Illness Event defined is manifested prior to or:
i. within sixty (60) days of a Critical Illness Event under Critical Illness Category of Cancer, Heart Attack, Coronary Artery By-Pass Surgery, Serious Coronary Artery Disease, Angioplasty and Other Invasive Treatments for Coronary Artery Disease and Diabetic Related Disease; or
ii. within sixty (60) days of a Critical Illness Event defined under Early Stage and Intermediate Stage; or
iii. within thirty (30) days for all other Critical Illnesses Events;
from the rider Effective Date or any reinstatement date of this rider, whichever is later;
3. The Critical Illness Event that arises directly or indirectly from a Pre-Existing Condition as defined, which existed prior to the rider Effective Date or any reinstatement date of this rider, whichever is later;
4. Any Critical Illness Event which is caused by a self-inflicted injury, while sane or insane.
For the full list of exclusions, kindly refer to the product brochure, available for download below.
