Do You Have the Right Insurance to Transport Goods?

Do you know vehicles used to transport commercial goods require a different type of insurance than those used for non-commercial use? Does your insurance policy cover the way that you are using your insurance?

If you do not have the right insurance for your vehicle that is carrying these goods, you may end up having to pay for the damages in the event of accident.

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What is a Commercial Vehicle Again?

Glad you asked! A commercial vehicle is basically a motor vehicle that is used for business or commercial purposes rather than personal use. Think delivery vans, trucks, or even that lorry that are seen on highways.

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What You Need to Know?

In Malaysia, the Agensi Pengangkutan Awam Darat (APAD) decides how your vehicle is classified strictly for licensing purposes. It does not determine the appropriate insurance coverage.

The insurance requirements are determined based on the vehicle’s usage, and not by its tonnage or APAD classification. Let’s break it down:

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Stay Protected Before It’s Too Late

Avoid potential delays or complications during claims process. Contact our Customer Service Centre or speak with one of our authorised agents today. We are here to help you review and confirm your policy details, to ensure a smooth and seamless claims process when it matters most.