Generali Group has fully acquired AXA Malaysia. Please be assured that our commitment remains and we will continue to honour existing policies. Find out more here.
Damage or break-ins to your home can be financially and emotionally distressful for you and your family.
With SmartHome Optimum (Enhanced), you can protect your home and valuable belongings with one easy plan according to your needs.
Flexible plans to cover either your building, home contents or both, according to your needs.
Claims payout is based on first loss up to sum insured amount
Choice of up to 1/2 of sum insured to cover your jewellery
Flexible plans to cover either your building, home contents or both, according to your needs.
Claims payout is based on first loss up to sum insured amount
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The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Generali Insurance Malaysia Berhad or PIDM (visit www.pidm.gov.my)
SmartHome Optimum (Enhanced) allows you to select the type of protection to suit your needs.
Cover your building against loss or damage caused by fire, lightning, flood and other natural disasters.
Cover your home contents under “All Risks” or “Householder” basis
Whether you choose to cover only your building or home contents, various complimentary benefits are available for you.
Add on Worldwide Personal 'All Risk' and Worldwide Family Liability to cover your personal effects and your family against 3rd party liability.
Cover your building against loss or damage caused by fire, lightning, flood and other natural disasters.
Cover your home contents under “All Risks” or “Householder” basis
Whether you choose to cover only your building or home contents, various complimentary benefits are available for you.
Cover your building against loss or damage caused by fire, lightning, flood and other natural disasters.
Cover your home contents under “All Risks” or “Householder” basis
Automatic mileage recording to enable “Pay per Mile” insurance & Auto Top Up to ensure continuous comprehensivecoverage.
Comprehensive private car insurance coverage extended to anyone who drives your car.
Covers the loss or damage to your car key due to actual/attempted theft, robbery or house break-in. We will reimburse the actual repairing replacement cost up to RM1,000.
Up to RM1,000 in the event of damage to your car due to flood.
Get daily allowance for own damage claims at approved Generali repairer.
Excludes windscreen, total loss or Knock for Knock(KFK) claims.
Get a payout of 20% of Sum insured or up to plan limit stated for total loss or theft of your vehicle. Pays on top of the claim amount from your car insurance.
Pays RM 500 in event of personal belongings stolen from “smash & grab” incident whilst driving.
We reimburse the loss of cash up to RM 1,000 due to robbery or snatch theft within 24 hours from time of withdrawal from ATM.
Enjoy potentially lower premium (detariffed rates) if you have a safer risk profile.
Enhance your protection with add-on covers such as windscreen, flood & natural disasters, waiver of betterment and more.
**For Claims below RM10,000.00
Terms & Conditions apply
One-time upfront insurance premium for up to 5 years coverage.
In the event of a total loss of your vehicle following damage, fire or theft, GAP-RTIV covers the difference between the claim payout you get from your comprehensive motor insurance policy and the insured value of your vehicle at the time of purchase of GAP-RTIV policy.
GAP-RTIV pays the difference between the comprehensive motor insurance payout and the insured value of your vehicle at the time of purchase of GAP-RTIV policy.
Flexible plans to cover either your building, home contents or both, according to your needs.
No penalty for under insurance.
Option to cover your jewellery for up to 50% of total sum insured.
Bravo Safe is an innovative motor insurance plan that comes with a wire-free and self-powered Bravo Tag to provide emergency roadside assistance at the touch of a button. Accumulate Bravo Safe points each time you drive safely to redeem instant cash vouchers.
Cover your building against loss or damage caused by fire, lightning, flood and other natural disasters.
Cover your home contents under “All Risks” or “Householder” basis
Whether you choose to cover only your building or home contents, various complimentary benefits are available for you.
Add on Worldwide Personal 'All Risk' and Worldwide Family Liability to cover your personal effects and your family against 3rd party liability.
Cover your building against loss or damage caused by fire, lightning, flood and other natural disasters.
Cover your home contents under “All Risks” or “Householder” basis
Automatic mileage recording to enable “Pay per Mile” insurance & Auto Top Up to ensure continuous comprehensivecoverage.
Comprehensive private car insurance coverage extended to anyone who drives your car.
Covers the loss or damage to your car key due to actual/attempted theft, robbery or house break-in. We will reimburse the actual repairing replacement cost up to RM1,000.
Up to RM1,000 in the event of damage to your car due to flood.
Get daily allowance for own damage claims at approved Generali repairer.
Excludes windscreen, total loss or Knock for Knock(KFK) claims.
Get a payout of 20% of Sum insured or up to plan limit stated for total loss or theft of your vehicle. Pays on top of the claim amount from your car insurance.
Pays RM 500 in event of personal belongings stolen from “smash & grab” incident whilst driving.
We reimburse the loss of cash up to RM 1,000 due to robbery or snatch theft within 24 hours from time of withdrawal from ATM.
Enjoy potentially lower premium (detariffed rates) if you have a safer risk profile.
Enhance your protection with add-on covers such as windscreen, flood & natural disasters, waiver of betterment and more.
**For Claims below RM10,000.00
Terms & Conditions apply
One-time upfront insurance premium for up to 5 years coverage.
In the event of a total loss of your vehicle following damage, fire or theft, GAP-RTIV covers the difference between the claim payout you get from your comprehensive motor insurance policy and the insured value of your vehicle at the time of purchase of GAP-RTIV policy.
GAP-RTIV pays the difference between the comprehensive motor insurance payout and the insured value of your vehicle at the time of purchase of GAP-RTIV policy.
Flexible plans to cover either your building, home contents or both, according to your needs.
No penalty for under insurance.
Option to cover your jewellery for up to 50% of total sum insured.
SmartHome Optimum (Enhanced) offers various optional extensions for your property
Covers loss or damage to property due to riot, strike, and malicious damage.
Covers loss or damage to the property directly resulting from impact by vehicles or animals belonging to or under the control of the Insured.
Covers accidental breakage of plate glass.
Covers loss or damage to property due to riot, strike, and malicious damage.
Covers loss or damage to the property directly resulting from impact by vehicles or animals belonging to or under the control of the Insured.
Covers accidental breakage of plate glass.
Covers loss or damage to property due to riot, strike, and malicious damage.
Covers loss or damage to the property directly resulting from impact by vehicles or animals belonging to or under the control of the Insured.
Covers accidental breakage of plate glass.
Covers loss or damage to property due to riot, strike, and malicious damage.
Covers loss or damage to the property directly resulting from impact by vehicles or animals belonging to or under the control of the Insured.
Covers accidental breakage of plate glass.
Covers loss or damage to property due to riot, strike, and malicious damage.
Covers loss or damage to the property directly resulting from impact by vehicles or animals belonging to or under the control of the Insured.
Covers accidental breakage of plate glass.
Cover the additional cost for replacement of the damaged/broken parts with brand new original parts.
Stay protected from legal liabilities sought by your passengers against you in the event of an accident due to your negligence.
Cover you against acts of negligence by your passenger that cause loss or damage to a third party.
Covers loss or damage to property due to riot, strike, and malicious damage.
Covers loss or damage to the property directly resulting from impact by vehicles or animals belonging to or under the control of the Insured.
Covers accidental breakage of plate glass.
Covers loss or damage to your property due to subsidence and landslip.
Covers loss or damage to your property due to falling trees or branches.
Extends to cover the property when alterations, repairs and additions are being carried out to the building.
Covers loss or damage to property due to riot, strike, and malicious damage.
Covers loss or damage to the property directly resulting from impact by vehicles or animals belonging to or under the control of the Insured.
Covers accidental breakage of plate glass.
Stay protected from legal liabilities sought by your passengers against you in the event of an accident due to your negligence
Cover you against acts of negligence by your passenger that cause loss or damage to a third party.
Covers loss or damage to property due to riot, strike, and malicious damage.
Covers loss or damage to the property directly resulting from impact by vehicles or animals belonging to or under the control of the Insured.
Covers accidental breakage of plate glass.
Stay protected from legal liabilities sought by your passengers against you in the event of an accident due to your negligence
Cover you against acts of negligence by your passenger that cause loss or damage to a third party.
Covers loss or damage to property due to riot, strike, and malicious damage.
Covers loss or damage to the property directly resulting from impact by vehicles or animals belonging to or under the control of the Insured.
Covers accidental breakage of plate glass.
Protect your car from flood, typhoon, landslide and more.
Protection for when your Vehicle is used for E-Hailing. Coverage includes Loss or Damage to your own car, PA cover for driver, Legal Liability to Passengers and more.
If your car gets stolen or classified total loss, we will pay your claim amounting to the actual purchase price of your car! Only applicable for vehicles from 1 to 4 years old.
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It covers financial shortfall between the amount received from Comprehensive Motor Insurance Policyin the event of total loss or theft and the insured value when the policy was first purchased
Only new registration or registered passenger vehicle purchaser with Hire Purchase loan.
Yes, provided Comprehensive Motor Insurance is extended to cover these extra benefits.
GAP-RTIV is NOT transferable.
If the customer has Third Party Motor Insurance, in the event of theft or total loss, will GAP-RTIV pays?
NO payout because without a Comprehensive Motor Insurance coverage the GAP-RTIV is treated as void.
All comprehensive private car policyholders are eligible.
Bravo Tag is a wire-free and self-powered device that provides assistance in case of vehicle breakdown or emergency. It automatically connects with SmartDrive Safe mobile app via Bluetooth for Automatic Driver Recognition.
We provide one complimentary device for each of your insured car. First time delivery of the device will be shipped free of charge too. If device is lost or damaged, a replacement fee of RM90 applies.
Bravo Tag has 1 year warranty and it covers manufacturing defects. If the device is lost or damaged, a replacement fee of RM90 applies.
To enjoy the full benefits of SmartDrive Safe, you are recommended to complete the fitment and activate in 30 days upon receiving the device. You will also receive complimentary Safe Driving Points as soon as Bravo Tag has been paired and activated to compensate the time taken for device delivery.
Bravo Tag connects to the app automatically. You will be notified each time via a push notification and beeping sound.
Yes, you will be notified via a push notification incase you started driving with the Bluetooth being switched off.
No, you are not required to return the device if you cancel or choose not to renew with us.
No, as long as your mobile phone and Bluetooth are turned on, the app automatically connect with Bravo Tag and run in the background.
Yes, SmartDrive Safe app needs to access your location to detect and record your trip accurately when paired with Bravo Tag. Location is used to locate your actual car location whenever you press the SOS button on Bravo Tag to provide you with emergency assistance. In the event of a severe accident, it is automatically triggered to our call centre via your mobile phone.
The app is designed to efficiently minimise battery consumption and uses very minimal data. It will only record trips once connected to your Bravo Tag.
With Bravo Tag device activated and paired to your mobile phone, you can earn Smart Driving Points for each of your completed trip. SmartDrive Safe app uses location, speed and motion to record your trips and determine score for your Safe Driving Points. The score is based on how safe you drive, how you handle corners, braking and speeding and how frequent you use your phone while driving.
The points can be used to redeem e-voucher(s) from any of the merchants listed in SmartDrive Safe app at anytime as long as the points are still valid. Current merchants include TouchnGo and Petronas.
When connected to SmartDrive Safe mobile app, your location, speed and motion are captured, in particularly, how safely you drive, how you take your corners, brake, speed and how frequently you use your phone while driving.
These data will solely be used for the purpose of recording trips and determining your score for Safe Driving Points.
For more information, kindly refer to the Product Disclosure Sheet below.
